With being out of debt for close to 5 months now, my savings are still not up to par with where I would like, but I am going to work on that.
I think I need to change how I think about my money. The whatever is left over saving method just isn’t working for me I need to take a proactive approach to see the results I want to see. Enter, paying yourself first. I definitely have to look at having money for me first then paying for everything and having spending money or random money as well. Secondly, I need to stop using my credit card. Which I think will make a difference, I want to switch back to paying cash. With paying cash there is a end and also a requirement to ensure you have enough money for the drinks/ food/ experience that you are paying for. It truly changes how I experience going out or saving. I think I will try this for a week and check in.